By accessing or using the Everyday Credit Plan website, submitting information, requesting service assistance, or interacting with any service pathway, you agree to these Terms & Conditions. Please read them together with our Privacy Policy.
1. Acceptance of Terms
By using this website, you acknowledge that you have read and understood these Terms & Conditions and agree to comply with them. If you do not agree with any part of these terms, please discontinue your use of the website and its services.
2. Our Services
Everyday Credit Plan provides financial information and service-request pathways covering loans, insurance, investments, wealth management, digital payments, debt relief, home warranties, and auto warranties. Service availability may vary depending on your location, eligibility, provider requirements, and applicable laws.
3. Requests and Outcomes
Submitting a request through our website does not guarantee approval, qualification, funding, coverage, pricing, rates, acceptance, availability, or any particular outcome. Third-party providers make their own decisions and may apply separate eligibility criteria, reviews, underwriting procedures, verification requirements, fees, and contractual terms.
4. Eligibility and Verification
Certain services may require identity verification, supporting documentation, eligibility checks, financial assessments, or additional information before a provider can evaluate or process your request. You are responsible for supplying accurate information and completing any applicable verification requirements.
5. Financial Risks
Financial products and services involve different risks and obligations. Investments may fluctuate in value, and you may lose some or all of the funds invested. Past performance does not guarantee future results. Debt relief programs may involve fees, take time to complete, and affect your credit profile or financial circumstances. Review the relevant risks, costs, and conditions before proceeding with any financial product or service.
6. Your Responsibilities
You agree to provide accurate, complete, and up-to-date information; use the website lawfully and responsibly; and refrain from interfering with the website's operation or other users' access. Before accepting any product or service, carefully review the applicable terms, disclosures, fees, rates, coverage details, risks, repayment obligations, and cancellation policies.
7. Intellectual Property
Unless otherwise stated, the website's content, design, graphics, text, branding, and related materials are owned by or licensed to Everyday Credit Plan and may be protected by applicable intellectual property laws. You may not reproduce, modify, distribute, publish, or otherwise use these materials without prior authorisation, except where permitted by law.
8. Limitation of Liability
To the fullest extent permitted by applicable law, Everyday Credit Plan is not liable for third-party provider decisions, products or services, service interruptions, delays, investment losses, or circumstances beyond its reasonable control. Nothing in these Terms excludes or limits liability where such exclusion or limitation is prohibited by applicable law.
9. Electronic Communications
When you submit a request or subscribe to our communications, we may contact you electronically regarding your inquiry, requested services, or subscription preferences. You may opt out of marketing emails through our unsubscribe page. Necessary service-related communications concerning an active request may continue where appropriate or legally permitted.
10. Changes to These Terms
Everyday Credit Plan may revise these Terms & Conditions from time to time. Changes will take effect when the updated terms are posted on this website, unless otherwise stated. Your continued use of the website after changes are posted indicates acceptance of the revised terms, to the extent permitted by applicable law.
11. Governing Law
These Terms & Conditions are subject to applicable laws of the United States and any relevant state laws, as applicable. Any dispute arising from the use of this website will be addressed in accordance with applicable legal requirements.
12. Contact Us
If you have questions about these Terms & Conditions, contact us at contact@everydaycreditplan.com or call +1 708-255-0785 during business hours.