Everyday Credit Plan respects your privacy and is committed to protecting your personal information. This Privacy Policy explains how we collect, use, retain, and share information when you visit our website, submit a request, contact us, or interact with our services. Please read it alongside our Terms & Conditions.
1. Information We Collect
We may collect information you provide directly, including your name, email address, phone number, mailing address, date of birth, employment details, service interests, financial preferences, property or vehicle information, and other details relevant to your request. We may also collect technical and usage information, such as browser type, device information, pages visited, and general website activity, to help maintain security and improve website performance.
2. How We Use Information
We may use your information to respond to service enquiries, identify potentially relevant options, communicate about your requests, provide assistance, improve our website and services, maintain business records, prevent fraud, protect our systems, and comply with applicable legal requirements.
3. How We Share Information
Everyday Credit Plan does not sell your personal information. We may share information with service providers that help us operate our website, provide technology and communication services, maintain security, and support customer enquiries. When you request information about or assistance with a financial service, relevant information may be shared with providers involved in responding to or fulfilling your request.
Third-party providers may collect and process information under their own privacy policies and terms. We encourage you to review those policies before providing additional information or entering into an agreement with a provider.
4. Information Relating to Our Service Divisions
The information requested may vary depending on the service you select and the requirements of the relevant provider. Our service divisions include:
- Loans — Personal, Home, Mortgage, Education, Business, and Auto Loans
- Insurance — Auto, Health, Home, Mortgage, Life, Business, Burial, Pet, and Travel Insurance
- Investments — Mutual Funds, Gold, and Stocks
- Wealth Management — Investment, Estate, Risk, Retirement, Tax, and Education Planning
- Digital Payments — Credit Cards, Mobile Wallets, Peer-to-Peer (P2P) Payments, Payment Gateways, Debit Cards, and Bill Payments
- Debt Relief — Debt Consolidation, Debt Settlement, and Bankruptcy Guidance
- Home Warranty — Appliance, Electrical System, and Plumbing Protection
- Auto Warranty — Vehicle Protection, Mechanical Breakdown Coverage, and Repair Cost Coverage
The inclusion of a service on this website does not guarantee its availability, eligibility, or approval. Information requirements and service terms may differ by provider.
5. Cookies and Website Technologies
We may use cookies, analytics tools, and similar technologies to support website functionality, understand visitor activity, improve performance, maintain security, and tailor aspects of the browsing experience. You can manage or disable cookies through your browser settings. Disabling certain cookies may affect how some website features operate.
6. Data Security
We use reasonable administrative, technical, and organisational safeguards designed to protect personal information against unauthorised access, misuse, alteration, disclosure, or destruction. However, no method of electronic transmission or data storage can be guaranteed to be completely secure.
7. Data Retention
We retain personal information for as long as reasonably necessary for the purposes described in this policy, including responding to requests, maintaining business records, managing communications, complying with legal obligations, resolving disputes, and protecting our website and services. Retention periods may vary depending on the nature of the information and applicable requirements.
8. Your Privacy Choices and Rights
You may contact us at contact@everydaycreditplan.com with questions about your personal information or our privacy practices. Depending on applicable law, you may have rights to request access to, correction of, or deletion of certain personal information, or to exercise other privacy choices. We may need to verify your identity before processing a request.
You can manage your marketing email preferences through our subscribe page or unsubscribe page. Opting out of marketing communications does not necessarily stop essential messages relating to an active request or other communications we are permitted or required to send.
9. Third-Party Links
Our website may contain links to third-party websites, products, or services. Those third parties operate independently and may have their own privacy policies and security practices. Everyday Credit Plan is not responsible for the content, policies, or practices of third-party websites. Please review their policies before providing personal information.
10. Updates to This Policy
We may update this Privacy Policy from time to time to reflect changes in our services, technology, business practices, or applicable legal requirements. Any revised version will be published on this page with an updated effective date. We encourage you to review this policy periodically.